25Wealth Secrets

Trusted Insurance Advisor for your family's financial future

Protect what matters most with the right insurance guidance tailored to your financial goals and family needs. At 25 Wealth Secrets, we help you compare insurance plans, understand coverage options, and choose smart protection strategies that provide long-term financial security, peace of mind, and confidence for the future.

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What is Term Insurance?

Term life insurance is a pure protection policy. In the case of the insured person's death during the policy period, the nominee gets the entire term insurance amount (sum assured) at one go. You can get term insurance at an extremely low cost, it is easy to understand and you pay the same premium for the entire policy duration.

What is Term Insurance?

It is an investment vehicle where multiple investors come together and pool their funds. This pooled money is then invested by the fund manager across various asset classes including equity, debt, gold, and other securities to generate returns.

Equity Mutual Fund

Equity mutual funds primarily invest in stocks of companies listed on stock exchanges. They aim to generate capital appreciation over the long term and are suitable for investors with a higher risk appetite and a long-term investment horizon of 5+ years.

Debt Mutual Fund

Debt mutual funds invest in fixed-income instruments like government bonds, corporate bonds, and money market instruments. They are relatively lower risk and provide stable returns, making them suitable for conservative investors.

Types of Funds

Mutual funds are classified into equity, debt, hybrid, and solution-oriented funds. Within each category, sub-types like large-cap, mid-cap, small-cap, gilt, liquid, and balanced advantage funds offer investors a wide spectrum of risk-return profiles.

Benefits of Term Insurance
  • Term insurance plans are most affordable

    Give financial security worth Crores to your family by paying only hundreds of rupees per month

  • 100% assurance on claim settlement

    If term policy is in force for atleast 3 years & you have declared all information truthfully

  • ZERO tax on benefits

    In the unfortunate event of death, the maturity proceeds are tax-free

  • Customize your Term Policy

    Choose your policy term, amount of cover, extra benefits as per your requirement

  • 30-day free cancellation

    Easy cancellation & refund of term plan, if you are unsure about the policy terms after purchase

Why buy on 25 Wealth Secrets?

We simplify investing and financial planning by helping you compare the best options and choose strategies aligned with your life goals.

Fast, easy & paperless

Complete assistance for purchase & claims

Multiple payment options available

Instant tax proof

Best Term Insurance Plans

Top PlansClaim SettlementPremium/year
ICICI Prudential iProtect Smart99.70%₹10,213
HDFC Life Click 2 Protect Super99.30%₹13,213
Max Life Smart Secure Plus99.60%₹11,213
SBI Life eShield Next99.60%₹11,213
Tata AIA Sampoorna Raksha Supreme99.60%₹11,213

Things to know

Everything you need to know before buying a term insurance plan.

Term life insurance is a pure protection policy. In the case of the insured person's death during the policy period, the nominee gets the entire term insurance amount (sum assured) at one go. You can get term insurance at an extremely low cost — it is easy to understand and the premium stays fixed for the entire policy duration.

All about Term Insurance

Everything you need to know before buying a term insurance plan.

Term life insurance is a pure protection policy. In the case of the insured person's death during the policy period, the nominee gets the entire term insurance amount (sum assured) at one go. You can get term insurance at an extremely low cost — it is easy to understand and the premium stays fixed for the entire policy duration.